White Chili With Chicken

1 pound dry white northern beans

5 1/4 cups chicken broth

2 cloves garlic -- minced

1 large white onion -- chopped

1 tablespoon ground white pepper

1 teaspoon salt

1 tablespoon dried oregano

1 tablespoon ground cumin

1/2 teaspoon ground cloves

1 can -- (7 oz.) diced green

-- chilies

5 cups diced cooked chicken breast

1 3/4 cups chicken broth

1 tablespoon diced jalapeno pepper --

flour tortillas

**CONDIMENTS**

shredded monterey jack cheese

sliced black olives

chunky salsa

sour cream

diced avocados