Creamy Banana Pudding

1 (14 oz.) can Eagle Brand sweetened condensed milk (NOT evaporated milk)

1 1/2 c. cold water

1 (4 serving size) pkg. instant vanilla flavor pudding & pie filling mix

2 c. (1 pt.) whipping cream, whipped

36 vanilla wafers

3 med. bananas, sliced & dipped in lemon juice

DIRECTIONS

5 minutes. Fold in whipped cream. Spoon

1 cup pudding mixture into 2 1/2 quart glass serving bowl. Top with one third each of the wafers, bananas and pudding. Repeat layering twice, ending with pudding. Chill thoroughly. Garnish as desired. Refrigerate leftovers.