Tortilla Soup With Chicken & Veggies

6 fresh garlic cloves , diced

1 cup carrot , diced

1 medium red onion , diced

1 medium yellow onion , diced

1 tablespoon olive oil

1 (49 1/2 ounce) can chicken broth (I used Swanson)

1 (10 ounce) can Rotel tomatoes & chilies

1 (15 ounce) can diced tomatoes with jalapenos (I used S&W)

1 (3 7/8 ounce) can sliced ripe olives

1 cup black beans

1 cup corn

1 (1 -1 1/2 ounce) package taco seasoning

1 lb chicken , cooked and cut into small pieces

1 (8 -10 count) package corn tortillas , torn (I used a corn or wheat blend, they are soft and delicious)

1 lime , juice of

8 ounces monterey jack pepper cheese , shredded

corn tortilla chips , crumbled